🛡️ Benefit Guardian

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Government Benefit Programs You May Qualify For

Billions of dollars in government benefits go unclaimed every year simply because people don't know they're eligible. These plain-English guides explain who qualifies for major federal programs, how much they're worth, and how to apply — with links to official government sources.

SNAP (Food Stamps)

Monthly help buying groceries — up to ~$973/mo for a family of four.

WIC

Healthy food and nutrition support for women, infants, and children under 5.

Medicaid

Free or low-cost health coverage for eligible low-income people.

Earned Income Tax Credit (EITC)

Refundable tax credit worth up to $7,830 for working families.

Child Tax Credit (CTC)

Up to $2,000 per child under 17, partly refundable.

SSI

Monthly cash for people 65+, blind, or disabled with limited income.

LIHEAP

Help paying home heating and cooling bills and energy emergencies.

CHIP (Kids' Health)

Low-cost health coverage for children in families that earn too much for Medicaid.

ACA Marketplace Subsidies

Premium tax credits that lower the cost of Marketplace health insurance.

Social Security Retirement

Monthly retirement income based on your work history — up to $4,018/mo in 2025.

NJ ANCHOR Property Tax Relief

New Jersey property tax rebate — up to $1,750 for homeowners and $700 for renters.

NJ FamilyCare (Medicaid/CHIP)

New Jersey’s Medicaid and CHIP program — free or low-cost health coverage for eligible residents.

CalEITC (California EITC)

California’s refundable Earned Income Tax Credit — up to $3,756 for low-income working families and individuals.

CalFresh (California SNAP)

California’s food assistance program — monthly food benefits on an EBT card for low-income households.

Medi-Cal (California Medicaid)

California’s Medicaid program — free or low-cost health coverage for eligible low-income residents.

CARE/FERA Utility Discounts

California energy bill discounts — CARE gives 30–35% off electric and 20% off gas; FERA gives 18% off electric.

Not sure what you qualify for?

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