MaineCare for Children (Maine CHIP)
Last updated: June 14, 2026
Maine offers free and low-cost health coverage for children and young adults under age 21 through MaineCare, which includes the state Children Health Insurance Program (CHIP). This ensures kids can get the care they need to stay healthy, even in families that earn too much for traditional coverage.
What is MaineCare for Children?
MaineCare provides health insurance and benefits for children and young adults under age 21 who meet income guidelines or disability criteria. Maine CHIP coverage is delivered through MaineCare, giving families an affordable way to cover checkups, immunizations, dental, vision, behavioral health, and more. Costs and coverage vary by eligibility category.
Who may be eligible?
Children and young adults under 21 in families that meet income guidelines may qualify. Maine raised income limits in recent years, so many working families are eligible. Additional pathways exist for children with serious health conditions and those transitioning off coverage, so it is worth applying even at higher incomes.
How to apply
You can apply online at My Maine Connection or through the Office for Family Independence. Applications for childrens MaineCare coverage are processed by the Office for Family Independence, which determines eligibility and explains any low-cost premium options that may apply.
Official source: Maine DHHS - MaineCare for Children
Frequently asked questions
Does Maine have a CHIP program?
Yes. Maine CHIP coverage is delivered through MaineCare, providing free and low-cost health coverage for eligible children and young adults under age 21.
What does childrens MaineCare cover?
It covers a broad range of services including checkups, immunizations, dental, vision, prescriptions, and behavioral health, depending on the child eligibility.
How do I apply for my child coverage?
Apply online at My Maine Connection. The Office for Family Independence processes applications and determines eligibility.
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