Healthy Montana Kids (Montana CHIP)
Last updated: June 14, 2026
Healthy Montana Kids (HMK) provides free or low-cost health coverage for eligible Montana children and teens, including the state Children s Health Insurance Program (CHIP). It is administered by the Montana Department of Public Health and Human Services (DPHHS).
What is Healthy Montana Kids?
Healthy Montana Kids gives children access to comprehensive health coverage including checkups, immunizations, doctor visits, prescriptions, dental, and vision care. HMK includes both Medicaid coverage for children and CHIP for families with somewhat higher incomes. Coverage depends on family income and size.
Who may be eligible?
HMK is designed for children and teens in families that meet income guidelines. CHIP coverage is available for children in families whose income is too high for Medicaid but who still need affordable coverage. Many working families qualify, so it is worth applying even at higher incomes.
How to apply
You can apply online through apply.mt.gov or by submitting an application to DPHHS. When you apply, the state determines whether your child qualifies for Medicaid or CHIP coverage based on your household income and size.
Official source: Montana DPHHS - Healthy Montana Kids
Frequently asked questions
Does Montana have a CHIP program?
Yes. Montana CHIP coverage is delivered through Healthy Montana Kids (HMK), which provides free or low-cost coverage for eligible children and teens.
What does Healthy Montana Kids cover?
HMK covers services such as checkups, immunizations, doctor visits, prescriptions, dental, and vision care for eligible children.
How do I apply for Healthy Montana Kids?
Apply online at apply.mt.gov or by submitting an application to DPHHS. The state determines whether your child qualifies for Medicaid or CHIP.
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