SSI (Supplemental Security Income): Eligibility & Payments
Last updated June 2026 · Educational overview, not legal or financial advice
SSI provides monthly cash payments to older adults and people with disabilities who have limited income and resources. Here's who qualifies, how much you can get, and how to apply.
What is SSI?
Supplemental Security Income (SSI) is a federal program run by the Social Security Administration that provides monthly cash payments to people with limited income and resources who are aged 65 or older, blind, or have a qualifying disability. SSI is funded by general tax revenues — not Social Security taxes — and is separate from Social Security retirement or disability benefits, though some people receive both.
How much can you get?
For 2024, the maximum federal SSI payment is $943 per month for an individual and $1,415 per month for a couple. Many states add a supplement on top of the federal amount. Your actual payment depends on your other income, living situation, and resources — some income is not counted.
Who is eligible?
To qualify, you generally must be 65 or older, blind, or disabled, and have limited income and limited resources (generally under $2,000 for an individual or $3,000 for a couple, with some assets like your home and one car not counted). You must also be a U.S. citizen or meet certain qualifying noncitizen rules and reside in the U.S. Children with qualifying disabilities may also be eligible.
How to apply
You can start an SSI application online, by phone, or at a local Social Security office. In many cases applying for SSI can also start an application for Social Security disability benefits. People who get SSI often automatically qualify for Medicaid and SNAP too, so it's worth applying even if you're unsure.
Frequently asked questions
How much is SSI per month?
For 2024, the maximum federal SSI payment is $943 per month for an individual and $1,415 for a couple. Many states add a supplement on top. Your actual amount depends on other income and your living situation.
Who qualifies for SSI?
People who are 65 or older, blind, or have a qualifying disability, and who have limited income and limited resources (generally under $2,000 for an individual or $3,000 for a couple). Some assets, like your home and one car, are not counted.
Is SSI the same as Social Security?
No. SSI is a needs-based program funded by general tax revenue for people with limited income and resources. Social Security retirement and disability benefits are based on your work history. Some people qualify for both.
Does SSI come with other benefits?
Often yes. In most states, people who receive SSI automatically qualify for Medicaid, and many also qualify for SNAP food benefits.
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