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West Virginia CHIP (WVCHIP)

Last updated: June 15, 2026

WVCHIP, the West Virginia Children's Health Insurance Program, provides low-cost or free health coverage for uninsured children in families that earn too much to qualify for Medicaid but still need affordable coverage.

Who is eligible

WVCHIP covers West Virginia children under age 19 who are uninsured and whose family income is within the program limits. Eligibility is based on household size and income, and the state reviews your details when you apply.

What is covered

WVCHIP covers comprehensive care for children, including doctor visits, immunizations, prescriptions, dental and vision care, hospital services, and mental health care. Families may pay small premiums or copays depending on income.

How to apply

You can apply online, by mail, or by phone. The state reviews your application and lets you know whether your children qualify for WVCHIP or Medicaid.

Official source: West Virginia Childrens Health Insurance Program

Frequently asked questions

How much does WVCHIP cost?

WVCHIP is low-cost or free. Some families pay modest premiums and small copays, with amounts based on household income.

What if my income is too high for Medicaid?

WVCHIP is designed for children whose families earn too much for Medicaid but still need affordable coverage. The state checks both programs when you apply.

What does WVCHIP cover for my child?

WVCHIP covers a full range of children's health services including checkups, immunizations, prescriptions, dental, vision, and mental health care.

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