Louisiana LaCHIP (CHIP)
Last updated: June 14, 2026
LaCHIP, the Louisiana Children's Health Insurance Program, provides free or low-cost health coverage for children in families that earn too much to qualify for standard Medicaid but still need affordable insurance. LaCHIP is administered by the Louisiana Department of Health.
What does LaCHIP cover?
LaCHIP can cover services such as doctor visits, checkups, immunizations, hospital care, dental and vision services, prescriptions, and more, helping ensure children get the care they need to stay healthy.
Who is eligible?
LaCHIP is for children in families with incomes above the Medicaid limit but within LaCHIP guidelines. Eligibility depends on household income, family size, the child's age, and Louisiana residency. Children who do not qualify for LaCHIP may still qualify for Medicaid.
How to apply
Families apply for children's coverage through the Louisiana Department of Health, which determines whether a child qualifies for LaCHIP or Medicaid. You can apply online, by phone, by mail, or in person.
Official source: Louisiana LaCHIP →
Frequently asked questions
What is the difference between LaCHIP and Medicaid?
Both provide health coverage for children. LaCHIP serves families with somewhat higher incomes than standard Medicaid, and a single application determines which program a child qualifies for.
Does LaCHIP cost anything?
LaCHIP is free or low-cost. Some families may have small premiums or copays depending on income; check the official site for current details.
How do I apply for my child?
Submit an application through the Louisiana Department of Health online, by phone, by mail, or in person. The state reviews your information and enrolls your child in the program they qualify for.
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