Utah CHIP (Children's Health Insurance Program)
Last updated: June 15, 2026
Utah CHIP provides low-cost or free health coverage for uninsured children in families that earn too much to qualify for Medicaid but still need affordable coverage. It is administered by the Utah Department of Health and Human Services.
Who is eligible
CHIP covers Utah children under age 19 who are uninsured and whose family income is within the program limits. Eligibility is based on household size and income, and the state reviews your details when you apply.
What is covered
CHIP covers comprehensive care for children, including doctor visits, immunizations, prescriptions, dental and vision care, hospital services, and mental health care. Families may pay small premiums or copays depending on income.
How to apply
You can apply online, by mail, or by phone through the Utah Department of Health and Human Services. The state reviews your application and lets you know whether your children qualify for CHIP or Medicaid.
Official source: Utah Department of Health and Human Services
Frequently asked questions
How much does Utah CHIP cost?
CHIP is low-cost or free. Some families pay modest quarterly premiums and small copays, with amounts based on household income.
What if my income is too high for Medicaid?
CHIP is designed for children whose families earn too much for Medicaid but still need affordable coverage. The state checks both programs when you apply.
What does CHIP cover for my child?
CHIP covers a full range of children's health services including checkups, immunizations, prescriptions, dental, vision, and mental health care.
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