$149 annual fee $75 annual travel credit No affiliate links

Southwest Priority Card: every perk, verified and dated

The Southwest Rapid Rewards Priority is built around recurring credits and perks — a $75 annual Southwest travel credit, 7,500 anniversary points every year, and a stack of in-flight and travel benefits. We pulled every one from Chase's own published page, dated it, and added honest math so you can see if the perks clear the $149 fee.

Sources extracted from Chase's published page · June 1, 2026 · By O.B., Founder

Is it worth it?

The $149 fee is easier to swallow than it looks, because two benefits hand back most of it before you earn a single point. Here's the honest math for three situations.

The once-a-year flyer

The $75 annual travel credit plus 7,500 anniversary points already offset a big chunk of the $149 fee — before any in-flight perks. If you take even one or two Southwest trips a year, the recurring value tends to cover the cost.

Usually pays for itself with light use.

The frequent flyer

If you fly Southwest often, the perks compound: 25% back on in-flight purchases, four upgraded boardings a year (where available), a complimentary preferred seat at booking, and 2,500 tier-qualifying points toward A-List status.

Strong value if you're loyal to Southwest.

The rare traveler

If you barely fly Southwest, the $75 travel credit and anniversary points may go unused, and the $149 fee can outweigh what you get back. A no-fee card may serve you better.

Skip it if you rarely fly Southwest.

We don't earn a commission, so this isn't a nudge to apply — just the numbers. Confirm the current annual fee on Chase's page before you decide.

Recurring credits & Southwest perks

These are the benefits that make the fee worth a second look — each one pulled from Chase's own page and dated June 1, 2026. Click "view source" on any line to verify it.

Benefit	What you get	Source
$75 annual Southwest travel credit	A $75 statement credit toward Southwest travel each year	view source
7,500 anniversary bonus points	7,500 Rapid Rewards points every account anniversary	view source
25% back on in-flight purchases	25% back on Southwest drinks and Wi-Fi	view source
Complimentary preferred seat at booking	Free preferred seat selection at booking	view source
Extra legroom seat upgrade	Free Extra Legroom seat upgrade within 48 hours of departure (where available)	view source
2,500 tier-qualifying points (TQPs) per year	Earn 2,500 TQPs each year toward A-List status faster	view source
DoorDash quarterly credit	Up to $10 off each quarter on DoorDash	view source
Pay Yourself Back	Redeem points for statement credits on select purchases	view source

Travel protections & everyday coverage

Benefit	What you get	Source
Baggage delay insurance	Reimbursement up to $100/day for delayed luggage	view source
Lost luggage reimbursement	Coverage if your checked luggage is lost	view source
Auto rental coverage (secondary)	Secondary car rental insurance	view source
Purchase protection	Covers new purchases against damage or theft (up to $500/claim)	view source
Extended warranty protection	Extends eligible manufacturer warranties by one year	view source
Roadside assistance	Roadside help available (service-call cost not covered)	view source
No foreign transaction fees	No extra fees on international purchases	view source
Refer a Friend	Earn bonus points (up to 100,000/year) for referring friends	view source

The gotchas

The honest caveats most pages skip. None are dealbreakers on their own — just know them before you apply.

•Value is tied to Southwest. The travel credit, anniversary points and in-flight perks only matter if you actually fly Southwest. If you don't, almost none of the recurring value applies.
•Some perks have conditions. The Extra Legroom upgrade is subject to availability within 48 hours of departure, and credits like DoorDash are capped per quarter. Read the fine print so you don't expect more than the cap.
•The $149 fee is real. The $75 credit and 7,500 points offset most of it, but you still need to use those to come out ahead. If they'd go unused, a no-fee card is the safer pick.
•Points value depends on redemption. Southwest points are most useful for Southwest flights. We list what the card gives you and leave the per-point valuation to you.

What we left out — and why

We only list benefits we could verify against Chase's own published page. A few things you might expect to see, we deliberately didn't include:

•Per-dollar points earning rates. The card's category multipliers (how many points you earn per dollar on Southwest, dining, transit and everyday spend) weren't part of our verified source set for this page. Rather than print rates we couldn't confirm here, we point you to Chase's page for the current earning structure.
•The current sign-up bonus. Welcome offers change frequently and are offer-specific, so we don't list a number that could be stale by the time you read this.
•Companion Pass details. Southwest's Companion Pass is a program feature tied to points and flights earned, not a fixed card perk, so we leave its qualification rules to Southwest's own page.

How we built this page

Every benefit above is extracted from Chase's own published Southwest Priority page by our automated pipeline, stored with its source link, and dated. We take no affiliate commissions and link to no application offers, so nothing on this page is shaped by what pays us — because nothing does. If a number here is wrong, it's because Chase changed their page or our pipeline misread it; either way, our methodology explains how to check, and the source links let you verify every line yourself.